Our Story

About HGASIRAS

A specialist short-term finance provider focused on the capital needs of UK SMEs in manufacturing, industrial and property sectors across Sheffield and the North of England.

Finance rooted in the North

HGASIRAS LTD was established to provide practical, responsive capital for UK SMEs whose cash-flow and growth needs often require flexible short-term solutions — particularly manufacturers, industrial businesses and property operators in Sheffield and the wider North.

From our base on Shirecliffe Lane in Sheffield we arrange bridging loans, working capital and asset-related facilities. Our approach is relationship-led and grounded in a clear understanding of Northern business realities and timelines.

We work with operators who value clarity, local knowledge and reliable decision-making.

2018

Founded in Sheffield

Launched to serve Northern SMEs seeking specialist short-term capital.

2020

Industrial Focus

Expanded capability supporting manufacturing and industrial clients.

2023

Wider Reach

Extended facilities across Yorkshire and the North of England.

2025–26

£18M+ Arranged

Cumulative facilities supporting clients across the region.

Principles

How We Work

Local

We understand Sheffield and Northern SME cash-flow and timing.

Clarity

Transparent terms, realistic timelines and open communication.

Discipline

Prudent underwriting that protects both clients and capital partners.

Leadership

Guided by Experience

James Hartley

Managing Director

James has more than a decade of experience in specialised lending and SME finance in the North of England. He leads strategy and client relationships at HGASIRAS, ensuring facilities are structured around the real cash-flow needs of manufacturing, industrial and property businesses.